Blog
Posted on Feb 22, 2012 By Andrew S. Roth, Esq.
The decision to file bankruptcy can be one of the most emotional decisions a person has to deal with. Clients will often tell me, "I've worked so hard, for so long, and up until now I paid ...
Continue reading "Religion and Bankruptcy" »
Posted on Feb 20, 2012 By Andrew S. Roth, Esq.
In almost any negotiations for the conveyance of property (e.g., a purchase, sale, or lease), prior to drafting the contract or lease, the parties will come to terms regarding the business points as ...
Continue reading "The Significance of a Letter of Intent:" »
Posted on Feb 12, 2012 By Andrew S. Roth, Esq.
Commercial Leases Are Crucially Important to the Success of Your Business As a New Jersey real estate lawyer , I actually enjoy negotiating and reviewing commercial leases and not because I love ...
Continue reading "Commercial Leasing: Do Not be "Penny Wise, Pound Foolish"" »
Posted on Feb 7, 2012 By Andrew S. Roth
Risks to Consider When Buying or Selling Property in NJ Buying and selling property can be a cumbersome process filled with many potential pitfalls. While most buyers and sellers understand some of ...
Continue reading "NJ Real Estate: Improvements Before Sale Can be a Risk to Buyers and Sellers" »
Posted on Jan 31, 2012 By Andrew Roth
Why it is important to hire an attorney when purchasing a home. As a New Jersey real estate lawyer , I represent both buyers and sellers in real estate transactions . Buying a home is one of the most ...
Continue reading "Purchasing a Home in New Jersey? You Need an Attorney" »
Posted on Jan 31, 2012 By Andrew Roth
A SHORT SALE IS ANYTHING BUT SHORT As a New Jersey real estate lawyer, I frequently represent clients in short sale negotiations. Many clients view the short sale as an easy process, however, there ...
Continue reading "In New Jersey, Short Sales Are Anything But Short..." »
Posted on Apr 18, 2011 By Hackensack Bankruptcy Attorney
Gary Giannantonio quoted in the Bergen Record on Short-sales. Click the link below to read more. http://www.northjersey.com/realestate/119994709_ Short_sales_come_with_long_waits.html
Continue reading "Gary Giannantonio quoted in the Bergen Record on Short-sales" »
Posted on Dec 11, 2010 By Andrew S. Roth, Esq.
A Trenton committee on November 8 discussed a bill that would abolish the Council on Affordable Housing (COAH), according to Matt Friedman . COAH’s official website states that the council was created ...
Continue reading "Gov. Christie Pledges to Veto Bill That Would Abolish COAH" »
Posted on Dec 7, 2010 By Andrew S. Roth, Esq.
According to Neil Irwin , the Federal Reserve projected that the unemployment rate will go down to 9 percent from 9.6 percent by the end of next year, although the article took on a more pessimistic ...
Continue reading "“A Disappointingly Slow” Economic Progress" »
Posted on Nov 10, 2010 By Andrew S. Roth, Esq.
With the Housing and Economic Recovery Act, the government provided an incentive that allowed some first time homebuyers to purchase homes they otherwise wouldn’t in a troubled economy. Two years ...
Continue reading "The Homebuyer Tax Credit: Do You Have to Pay it Back?" »
Posted on Nov 9, 2010 By Andrew S. Roth, Esq.
The Bergen Record urged its readers on Sunday that “time [was] running out to grab energy tax credit,” which expires on December 31 st . The requirements of the credit were summarized in an article , ...
Continue reading "Energy Tax Credit Expires Dec. 31" »
Posted on Nov 8, 2010 By Andrew S. Roth, Esq.
A new program that aims to help prevent foreclosures in New Jersey has recently been announced to become effective by January 2011. On September 23 rd , the program called the New Jersey Homekeeper ...
Continue reading "New Jersey Homekeeper Program" »
Posted on Oct 18, 2010 By Andrew S. Roth, Esq.
If the foreclosure document issue has been around so long, why did it only began to surface recently? The New York Times answered the question with the name of Thomas A. Cox, a retired lawyer who ...
Continue reading "The Foreclosure Controversy: From Its Origins To Possible Outcomes" »
Posted on Oct 13, 2010 By Andrew S. Roth, Esq.
The past few weeks marked a nation-wide concern with the documentation process of foreclosures, causing large banks such as J.P. Morgan Chase & Co. to issue foreclosure halts. As reported by Liz ...
Continue reading "The Foreclosure Controversy" »
Posted on Jul 30, 2010 By Andrew S. Roth, Esq.
The Washington Post reported that The Federal Trade Commission has issued a set of new regulations, called the Final Rule, to debt-relief industries. With FTC Chairman Jon Leibowitz accusing them of ...
Continue reading "FTC Enacts New Regulations for Debt-Settlement Companies" »
Posted on Jul 29, 2010 By Andrew S. Roth, Esq.
While the newly signed financial law aims to regulate America's economy, Wells Fargo & Co. Chief Executive Office John Stumpf said that banks won't be the only ones bearing the burdens of the ...
Continue reading "The New Financial Overhaul: What it Means for Consumers and Businesses" »
Posted on Jul 29, 2010 By Andrew S. Roth, Esq.
According to Bloomberg , "the number of Americans filing first-time claims for unemployment insurance fell [by 11,000] to 457,000 last week, a figure that signals the labor market will be slow to ...
Continue reading "Jobless Claims Decline" »
Posted on Jul 23, 2010 By Andrew S. Roth, Esq.
A bill to extend unemployment aid has been signed by President Obama yesterday, according to The Examiner . CQ Politics News reported that the bill, named HR4213, would extend the unemployment ...
Continue reading "Unemployment Aid Extended" »
Posted on Jul 22, 2010 By Andrew S. Roth, Esq.
Yesterday President Obama passed the greatest financial overhaul bill since the Great Depression, marking the outcome of a two-year legislative debate on how to avoid a repeat of the 2008 financial ...
Continue reading "Financial Overhaul Bill Passed as Law" »
Posted on Jul 21, 2010 By Andrew S. Roth, Esq.
The economist Aparna Mathur testified last week on the The Medical Bankruptcy Fariness Act, and disagreed with a previous study on the issue of medical debtors, according to The Hill . The Medical ...
Continue reading "Exactly How Much Does Medical Debt Affect Bankruptcy?" »
Posted on Jul 15, 2010 By Andrew S. Roth, Esq.
According to Lynn Adler of Reuters , 1.65 millions properties, or one in every 78 households, made foreclosure filings that included "notice of default, scheduled auction and repossession." Although ...
Continue reading "Housing Recovery is "Elusive"" »
Posted on Jul 14, 2010 By Andrew S. Roth, Esq.
In a state where 265,000, or 13 percent, of all mortgages were delinquent or already in the process of a foreclosure, New York announced that it began pressing bigger banks to make more effort in ...
Continue reading "New York Takes its Own Steps to Prevent More Foreclosures" »
Posted on Jul 8, 2010 By Andrew S. Roth, Esq.
According to Julie Haviv of Reuters, 30-year fixed mortgage rates fell to a record low, averaging 4.57 percent this past week from the 4.58 percent last week and the 5.20 percent the week before that. ...
Continue reading "Record Low 30-Year Mortgage Rates" »
Posted on Jul 8, 2010 By Andrew S. Roth, Esq.
Bloomberg reported today about the controversy of Fannie Mae and Freddie Mac, the government-backed mortgage giants, between Democrats and Republicans. Fannie Mae has declared in its mission that its ...
Continue reading "The Debate of Fannie Mae and Freddie Mac" »
Posted on Jul 6, 2010 By Andrew S. Roth, Esq.
Saturday, July 3, marked a new legislation that would cap the growth of property taxes to 2 percent as oppose to the current 4 percent in New Jersey, according to the Associated Press . New Jersey ...
Continue reading "New Jersey Property Tax Growth Capped to 2 Percent " »