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July

Blog Posts in July, 2010

FTC Enacts New Regulations for Debt-Settlement Companies

The Washington Post reported that The Federal Trade Commission has issued a set of new regulations, called the Final Rule, to debt-relief industries. With FTC Chairman Jon Leibowitz accusing them of ...
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The New Financial Overhaul: What it Means for Consumers and Businesses

While the newly signed financial law aims to regulate America's economy, Wells Fargo & Co. Chief Executive Office John Stumpf said that banks won't be the only ones bearing the burdens of the ...
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Jobless Claims Decline

According to Bloomberg, "the number of Americans filing first-time claims for unemployment insurance fell [by 11,000] to 457,000 last week, a figure that signals the labor market will be slow to ...
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Unemployment Aid Extended

A bill to extend unemployment aid has been signed by President Obama yesterday, according to The Examiner. CQ Politics News reported that the bill, named HR4213, would extend the unemployment benefits ...
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Financial Overhaul Bill Passed as Law

Yesterday President Obama passed the greatest financial overhaul bill since the Great Depression, marking the outcome of a two-year legislative debate on how to avoid a repeat of the 2008 financial ...
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Exactly How Much Does Medical Debt Affect Bankruptcy?

The economist Aparna Mathur testified last week on the The Medical Bankruptcy Fariness Act, and disagreed with a previous study on the issue of medical debtors, according to The Hill. The Medical ...
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Housing Recovery is "Elusive"

According to Lynn Adler of Reuters, 1.65 millions properties, or one in every 78 households, made foreclosure filings that included "notice of default, scheduled auction and repossession." Although ...
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New York Takes its Own Steps to Prevent More Foreclosures

In a state where 265,000, or 13 percent, of all mortgages were delinquent or already in the process of a foreclosure, New York announced that it began pressing bigger banks to make more effort in ...
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Record Low 30-Year Mortgage Rates

According to Julie Haviv of Reuters, 30-year fixed mortgage rates fell to a record low, averaging 4.57 percent this past week from the 4.58 percent last week and the 5.20 percent the week before that. ...
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The Debate of Fannie Mae and Freddie Mac

Bloomberg reported today about the controversy of Fannie Mae and Freddie Mac, the government-backed mortgage giants, between Democrats and Republicans. Fannie Mae has declared in its mission that its ...
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New Jersey Property Tax Growth Capped to 2 Percent

Saturday, July 3, marked a new legislation that would cap the growth of property taxes to 2 percent as oppose to the current 4 percent in New Jersey, according to the Associated Press. New Jersey ...
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Drop in Home Sales

Luke Mullins of U.S. News reported today that home sales dropped about 33 percent in May from April while the Pending Homes Sales Index, meant to measure sales contract signings, fell 30 percent, ...
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Home Tax Credit Closing Deadline Extended to September 30

Associated Press reports that President Barack Obama passed a bill that gave three extra months for buyers qualified for the homebuyer tax credit to close their deals. The House approved this bill on ...
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