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June

Blog Posts in June, 2010

Increase of Bankruptcies Among the Middle-Class

PRWeb announced that The Institute for Financial Literacy released a report indicating a rise in bankruptcies in 2009 among the middle-class. This showcases the adverse effects of the Great Recession ...
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Financial Overhaul Bill

Last Friday marked a new legislation that "would constitute the biggest overhaul of U.S. financial regulations since the 1930s," according to The Wall Street Journal. Its aims include preventative ...
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Fannie Mae Increases Penalty for Strategic Defaulters

Fannie Mae, announced yesterday "policy changes designed to encourage borrowers to work with their servicers and pursue alternatives to foreclosure," according to PR Newswire. The company increased ...
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Bill Fights to Ease Student Debt Burdens In Bankruptcy

Rob Lieber of The New York Times discusses a bill that aims to ease debts for private student loans if graduates file for bankruptcy. Ever since the bankruptcy law was rewritten in 2005, it included ...
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The S-1 Bill: Aiming for Affordable Housing

As mentioned in a previous blog, a bill has been approved by the Senate last Thursday and currently is going through the Assembly. Shore News Today describes the aims of the bill in more detail and ...
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The Current Real Estate Downturn in Historical Context

Peter E. Fisch and Harris B. Freidus from the New York Law Journal attempts to put the current real estate situation in historical context, comparing today's downturn to the one in the early 1990s. ...
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The Issue of Housing Subsidies

David Reilly of the Wall Street Journal wrote an article about the large subsidies on housing as the government makes “financial regulatory reform.” While previous articles have displayed benefits of ...
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Cost of Commercial Real-Estate Propery Decreases

Another Wall Street Journal article reports that the value of commercial property is declining. According to Moody's Investors Service Inc, commercial property values decreased by 42% in contrast to ...
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Foreclosures in New Jersey Rise

Andrew Tangel of Bergen Record reported there have been 499 commercial foreclosures filed in New Jersey for the first four months of 2010. Thirty-nine of these have been in Bergen County, an increase ...
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Extension in Home-Buyer Tax Credit

According to a June 2nd article in The Wall Street Journal, realtors would like Congress to extend the time for potential homeowners “to complete transactions that qualify for the $8,000 federal ...
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