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Why it is important to look at the property taxes when purchasing a property

Too often when people look to purchase a property they focus on the purchase price, and (if it is not an all cash deal) on the interest rate of their loan. However, often times a prospective purchaser ...
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Dealing with inspection issues in today's market

As a New Jersey real estate attorney , I talk to many realtors as well as some fellow real estate attorneys about the market. There has been a lot of discussion on how the market has changed ...
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Forgiveness of Debt Being Construed as Income in a NJ Short Sale

One of the goals of a seller in a short-sale , as well as the seller's attorney, is to have any outstanding debt forgiven as part of the transaction. The rational is that the seller is already ...
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THE EFFECTS OF LIENS AGAINST THE PROPERTY IN A SHORT-SALE (FINAL PART)

As you may recall from our previous post regarding the effects of liens against the property in a short-sale transaction, this article will focus on the buyer's perspective regarding the same. ...
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THE EFFECTS OF LIENS AGAINST THE PROPERTY IN A SHORT-SALE (PART II)

After discussing how liens can affect the short-sale of a property in our last post, we now want to focus our attention on how each side deals with the potential discovery of the liens encumbering the ...
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THE EFFECTS OF LIENS AGAINST THE PROPERTY IN A SHORT-SALE (PART I)

In furtherance of our discussions of short-sales on this blog, one of the key elements both sides need to seriously investigate is the liens against the property (e.g., how many there are, the value ...
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The Significance of a Letter of Intent:

In almost any negotiations for the conveyance of property (e.g., a purchase, sale, or lease), prior to drafting the contract or lease, the parties will come to terms regarding the business points as ...
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Commercial Leasing: Do Not be "Penny Wise, Pound Foolish"

Commercial Leases Are Crucially Important to the Success of Your Business As a New Jersey real estate lawyer , I actually enjoy negotiating and reviewing commercial leases and not because I love ...
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NJ Real Estate: Improvements Before Sale Can be a Risk to Buyers and Sellers

Risks to Consider When Buying or Selling Property in NJ Buying and selling property can be a cumbersome process filled with many potential pitfalls. While most buyers and sellers understand some of ...
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Purchasing a Home in New Jersey? You Need an Attorney

Why it is important to hire an attorney when purchasing a home. As a New Jersey real estate lawyer , I represent both buyers and sellers in real estate transactions . Buying a home is one of the most ...
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In New Jersey, Short Sales Are Anything But Short...

A SHORT SALE IS ANYTHING BUT SHORT As a New Jersey real estate lawyer, I frequently represent clients in short sale negotiations. Many clients view the short sale as an easy process, however, there ...
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Gov. Christie Pledges to Veto Bill That Would Abolish COAH

A Trenton committee on November 8 discussed a bill that would abolish the Council on Affordable Housing (COAH), according to Matt Friedman . COAH’s official website states that the council was created ...
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Energy Tax Credit Expires Dec. 31

The Bergen Record urged its readers on Sunday that “time [was] running out to grab energy tax credit,” which expires on December 31 st . The requirements of the credit were summarized in an article , ...
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New Jersey Homekeeper Program

A new program that aims to help prevent foreclosures in New Jersey has recently been announced to become effective by January 2011. On September 23 rd , the program called the New Jersey Homekeeper ...
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The Foreclosure Controversy

The past few weeks marked a nation-wide concern with the documentation process of foreclosures, causing large banks such as J.P. Morgan Chase & Co. to issue foreclosure halts. As reported by Liz ...
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Housing Recovery is "Elusive"

According to Lynn Adler of Reuters , 1.65 millions properties, or one in every 78 households, made foreclosure filings that included "notice of default, scheduled auction and repossession." Although ...
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New York Takes its Own Steps to Prevent More Foreclosures

In a state where 265,000, or 13 percent, of all mortgages were delinquent or already in the process of a foreclosure, New York announced that it began pressing bigger banks to make more effort in ...
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Record Low 30-Year Mortgage Rates

According to Julie Haviv of Reuters, 30-year fixed mortgage rates fell to a record low, averaging 4.57 percent this past week from the 4.58 percent last week and the 5.20 percent the week before that. ...
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The Debate of Fannie Mae and Freddie Mac

Bloomberg reported today about the controversy of Fannie Mae and Freddie Mac, the government-backed mortgage giants, between Democrats and Republicans. Fannie Mae has declared in its mission that its ...
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New Jersey Property Tax Growth Capped to 2 Percent

Saturday, July 3, marked a new legislation that would cap the growth of property taxes to 2 percent as oppose to the current 4 percent in New Jersey, according to the Associated Press . New Jersey ...
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Drop in Home Sales

Luke Mullins of U.S. News reported today that home sales dropped about 33 percent in May from April while the Pending Homes Sales Index, meant to measure sales contract signings, fell 30 percent, ...
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Home Tax Credit Closing Deadline Extended to September 30

Associated Press reports that President Barack Obama passed a bill that gave three extra months for buyers qualified for the homebuyer tax credit to close their deals. The House approved this bill on ...
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Financial Overhaul Bill

Last Friday marked a new legislation that "would constitute the biggest overhaul of U.S. financial regulations since the 1930s," according to The Wall Street Journal . Its aims include preventative ...
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Fannie Mae Increases Penalty for Strategic Defaulters

Fannie Mae, announced yesterday "policy changes designed to encourage borrowers to work with their servicers and pursue alternatives to foreclosure," according to PR Newswire. The company increased ...
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The S-1 Bill: Aiming for Affordable Housing

As mentioned in a previous blog , a bill has been approved by the Senate last Thursday and currently is going through the Assembly. Shore News Today describes the aims of the bill in more detail and ...
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