Rates are High, so I’ll wait to buy:

One of the things we often hear from prospective buyers is, “Mortgage rates are high, so I’m waiting for them to come down before I buy”.  While in theory this is a good idea, the reality is there is no real way to forecast when they will come down, and how much they will come… Read more »

Rates are High, so I’ll wait to Buy:

One of the things we often hear from prospective buyers is, “Mortgage rates are high, so I’m waiting for them to come down before I buy”.  While in theory this is a good idea, the reality is there is no real way to forecast when they will come down, and how much they will come… Read more »

I am Pre-Approved

One of the things we often hear about from clients when we discuss the mortgage contingency is, “I am pre-approved, so I am not worried about getting the mortgage”.  Nothing can be further from the truth.  Just because you have a pre-approval letter, in no way means that you will be guarantied a mortgage commitment,… Read more »

How Important is Attorney Review?

A question we are often asked from potential clients is “how important is Attorney Review”?  The answer is very.  As stated in a previous post, the form realtor’s contract (most often the NJAR Contract), is full of items that are not normal in today’s market (i.e., liquidated damages, time of the essence provisions, Seller paying… Read more »

Do You Do Favors For Your Tenants?

Do You Do Favors For Your Tenants? by Robyn Latman, Esq.   Recently, I have been getting questions from Landlords who wonder why their tenant seems to take advantage of the Landlord’s kindness in certain situations.  The Landlord granted some form of relaxed rule, and now, the tenant is pushing back at following the rule… Read more »

Cooperatives vs. Condominiums

Many first time home buyers, or even seasoned home buyers for that matter do not realize that there is a difference between purchasing a condominium (“condo”) and purchasing a cooperative (“coop”).  While listing all the differences and nuances could take quite a bit of time as well as a lot more detail, for purposes of… Read more »

Choosing an Executor, Trustee and Guardian

Clients frequently ask me who they should name as Executor, Trustee or Guardian when they create their Last Will and Testament.  First, let me explain the difference between the three roles. The Executor is the person who probates your Will, goes into your house and through all of your personal belongings, safeguards your assets, gathers… Read more »

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