Representing New Jerseyans in Bankruptcy, Immigration and Real Estate Matters

Financial and Real Estate Issues Often Intersect

In today’s economy, financial and real estate issues often intersect, which is why Giannantonio & Roth practices in the complementary areas of bankruptcy and real estate law. We recognize that the New Jersey real estate market is full of investment opportunities for some while others are struggling with a distressed property. We represent both clients who are looking to take advantage of attractive mortgage rates and relatively low prices to invest in a new home or commercial property as well as New Jersey property owners who are seeking solutions for dealing with real estate that has dropped in value or that they can no longer afford due to an unforseen event, such as the loss of a job. In either instance, our approach centers around the client, focusing on the best and most cost effective solution to their problem.

Buying and Selling Real Estate

For most families and many businesses, purchasing real estate is the single biggest investment decision they make. Our firm works to ensure that both sides to the transaction get what they bargained for. We will review and negoatiate purchase and sale agreements to build contingencies that account for potential risks our clients may incur, properly allocate fees and costs, review title and assist with the closing to ensure that the sale goes smoothly. Even basic real estate transactions involve potentially complicated contractual issues. We create value for our clients by bringing years of experience and attention to detail to every deal, no matter how large or small. The goal is to close your real estate transaction as you planned, while protecting against problems that may arise in the future. As they say, “an ounce of prevention is worth a pound of cure.” Call us if you’re planning on buying or selling property in New Jersey, we can help safeguard your investment.

Dealing With a Distressed Property

New Jersey property values, like so many other parts of the country, have been negatively impacted by the national housing downturn. As a result, many New Jerseyans are looking for solutions for dealing with uderwater property. The New Jersey real estate lawyers at Giannantonio & Roth represent clients in short sale and real estate workout transactions. In these instances, we negotiate directly with our client’s lenders seeking resolution of the loan in a way that is financially palatable for the client. In many cases, we work to get a short sale approved where the lender agrees to release any deficiency when title passes to the new purchaser. This is advantageous for the client because it minimizes their personal exposure on a personally guaranteed loan.

Filing Bankruptcy: Never the First Choice But Sometimes the Best One

No one wants to file for bankruptcy, but in certain cases it is the best option for dealing with debt that has spiraled out of control. Whether the issue is distressed real estate, a failed business or mounting consumer debt, Gainnantonio & Roth represents New Jerseyans in both chapter 7 and chapter 13 bankruptcy cases. Although bankruptcy can provide great relief to those in financial distress, we will always explore bankruptcy alternatives such as short sales and debt settlement with our clients before recommending bankruptcy protection. We understand that financial problems cause stress and are therefore committed to meeting with you to discuss all of your options, both inside and outside of bankruptcy.

Giannantonio & Roth: Dedicated to Client Satisfaction

Whether you (i) are contemplating filing for bankruptcy, (ii) just received a foreclosure notice, or (iii) need help drawing up a commercial real estate contract, etc, we will immediately begin working to resolve these issues. Our clients have deep appreciation for our (i) attention to detail, (ii) strong work ethic, (iii) ability to see the big picture, and (iv) understanding of their concerns. Here at Giannantonio & Roth, we are committed to providing our clients with the highest quality of representation during every stage of the legal process.

If you need help with bankruptcy, foreclosure, short sales, wills & estates, or real estate matters, contact our law office.

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